Independent Fiduciary. Clearer Perspective.
Parallax 401k helps employers see their retirement plans from a new, more strategic angle. We focus exclusively on 401(k) plans - reducing fiduciary risk and improving participant outcomes. Our mission is to bring clarity, alignment, and confidence to every retirement plan we touch.
Parallax 401k is an independent retirement plan consulting firm focused exclusively on helping employers design, manage, and optimize their 401(k) plans. With deep fiduciary expertise and a passion for participant outcomes, we serve as a true partner to HR leaders, CFOs, and investment committees.
Our Values
Fiduciary First
We act in your best interest, always.
Clarity
We simplify the complex so you can make confident decisions.
Accountability
We document our process and measure results.
Partnership
We work alongside you, as an extension of your team.
Tailored Services for Every Plan
We bridge the gap between plan design and participant success with conflict-free advisory services designed to optimize performance.
401(k) Plan Benchmarking
Compare your plan’s fees, investments, and design against industry peers.
3(21) & 3(38) Fiduciary Services
Shared or full-discretion investment oversight to manage fiduciary risk.
Plan Design Consulting
Align eligibility, match, and vesting with your workforce and budget.
Participant Education & Engagement
Targeted education strategies to boost participation and savings rates.
Vendor & Fee Benchmarking
Evaluate providers, fees, and service levels to ensure value for your plan.
Investment Committee Support
Charters, agendas, and reviews to strengthen committee governance.
Switching 401(k) Advisors
A structured process to evaluate options and transition with confidence.
SECURE 2.0 Guidance
Practical support to implement SECURE 2.0 requirements and opportunities.
"Parallax 401k provided the clarity we desperately needed. Their independent benchmarking report showed us where our plan was underperforming, and their fiduciary guidance has helped us understand our firm's liability."
Sarah J
HR Director